Last Monday, January 29, 2018,  after years of being bandied about by hi-tech executives, futurists, management consultants, and business schools the term “disruption” officially became mainstream in the business world.  It was this day when a group of three big companies including Berkshire-Hathaway (B-H) the legendary Warren Buffett orchestrated multinational conglomerate holding company, global investment banking heavyweight JP Morgan Chase (JPM), and the mammoth of all disruptors, Amazon, announced that they would become allies with the goal to “disrupt” the healthcare industry, one of the largest, most complex industries in the US.  What happened next?  A number of prominent US healthcare industry incumbents including, United Healthcare (the 6th largest company in the US) and CVS Phar